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Digital Banking

Quickly deliver innovative, AI-powered financial services with Temenos Digital Banking, a cloud-native, flexible platform.

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Digital banking for all your needs

Digital for Retail Banking Simplify your day-to-day banking, empowering customers with seamless experiences, personalized insights, and real-time control of their financial lives. Temenos Digital drives engagement, loyalty, and banking efficiency.

Digital for Retail Banking

Simplify your day-to-day banking, empowering customers with seamless experiences, personalized insights, and real-time control of their financial lives. Temenos Digital drives engagement, loyalty, and banking efficiency.

Digital for Business Banking Remove the complexity from business banking, providing SMEs with tools and insights so they can focus on running their business and addressing their customers’ needs.

Digital for Business Banking

Remove the complexity from business banking, providing SMEs with tools and insights so they can focus on running their business and addressing their customers’ needs.

Journey Manager Deliver faster, easier, and compliant onboarding customer journeys. Reduce manual effort, streamline complex processes, and create personalized journeys to drive higher conversion rates and cost-efficiency.

Journey Manager

Deliver faster, easier, and compliant onboarding customer journeys. Reduce manual effort, streamline complex processes, and create personalized journeys to drive higher conversion rates and cost-efficiency.

Islamic Banking A flexible and efficient award-winning solution, delivering Shari’ah-compliant experiences using a combination of digital and human interaction, leveraging advanced product-building capabilities and modern technology to create offerings that are compliant and personalized.

Islamic Banking

A flexible and efficient award-winning solution, delivering Shari’ah-compliant experiences using a combination of digital and human interaction, leveraging advanced product-building capabilities and modern technology to create offerings that are compliant and personalized.

Accelerate digital transformation with seamless customer engagement

Streamline your operations and enhance client value with Temenos Digital. Create memorable, personalized customer experiences that drive loyalty through meaningful engagements across all channels. Powered by high-performance transactional capabilities and efficient processes, we can help you to optimize your business performance.

Grow customer relationships

Use data-driven capabilities to build relationships with your customers, through online and offline channels.

Onboard customers rapidly

Expand your customer base with seamless omnichannel onboarding and optimize conversions by analyzing abandonment trends.

Drive cross-sell

Foster long-term customer loyalty and expand reach with personalized recommendations and next best product offers.

Deliver seamless banking

Help customers manage their finances on the go with intuitive interfaces, AI-driven personalization, and secure transactions.

Address customer demands

Use analytics, AI, and automation to create tailored financial solutions while also anticipating future needs.

Real results

Industry recognition

Temenos Recognized by IBS Intelligence as #1 best-selling banking software in eight categories

IBS Intelligence’s annual Sales League Table 2023 evaluated more than 1500 banking industry deals in 2023, identifying the best-selling propositions across numerous categories.

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Latest news

Gen AI is everywhere – Are you ready?
Gen AI is everywhere – Are you ready?

If there’s one trend that’s top of mind for banking leaders today, it’s Generative AI. Temenos’ recent global study, gat...

Technologies and services banks can use to meet the G20’s goals on cross-border payments
Technologies and services banks can use to meet the G20’s goals on cross-border payments

The future of cross-border payments isn’t just faster – it’s more affordable, more transparent, and more accessible...

Are you using the right tools for the future?
Are you using the right tools for the future?

Banks and lenders of all sizes work hard to onboard new customers—and just as hard, if not harder, to keep them loyal. It’s ...

Frequently asked questions

In this section, you’ll find answers to some of the most common queries about Temenos Digital Banking. If you don’t find what you’re looking for, feel free to reach out — we’re happy to help!

Digital banking technology transforms traditional banking by offering secure, real-time, and convenient financial services via digital platforms. It integrates AI, cloud computing, and automation to enhance customer engagement and streamline operations. Features such as digital payments, paperless onboarding, and personalized financial insights improve accessibility and efficiency for both banks and customers.

Digital banking systems provide greater efficiency through automated workflows and reduced manual intervention. Customers enjoy faster, more convenient transactions, while banks can scale services without additional infrastructure costs. Enhanced data analytics and security features also ensure better decision-making, fraud prevention, and a more personalized experience for users.

Digital banking solutions empower consumers with a more flexible and user-friendly banking experience. They enable fast, secure transactions, real-time updates, and instant access to account information. With enhanced automation and personalized services, consumers benefit from greater control, convenience, and better financial management.

Our Digital banking capabilities are future-proofed by incorporating open APIs, and scalable cloud infrastructure to enable seamless integration with emerging technologies. These solutions are designed to evolve continuously, ensuring banks can respond quickly to new innovations and provide customers with the most advanced and secure services.

Key features to consider in a digital banking solution include robust security measures, such as encryption and fraud prevention tools, along with customizable user interfaces. Real-time account management, mobile app integration, and AI-powered recommendations for personalized financial services are also important for an enhanced customer experience.